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Life Hacks 101

Lifestyle Blog

Travel · January 15, 2019

5 Smart Ways To Save Up For Your Dream Vacation

So, there is this desire to visit exotic places or to just take a break from city life, but the only thing holding you back is money. Here’s the good news, you can go on that dream vacation without breaking the bank.

Below are the tips that will help.

1) Set money aside in a savings account for travel

You can open an account where you deposit money to cover your travel expenses. It will be easier for you to reach your goals if it’s difficult for you to withdraw from the account. Having a separate savings account for your travel will also help you track your travel funds. You can also try using an investment app instead of the usual savings account.

2) Track your expenses

Tracking your expenses helps you avoid excessive spending. Do not subscribe to the services you don’t use often. If you put all the money you spend in a given month into a personal budget sheet, you might discover where a lot of your money is going. There might be something that you can make a regular saving on that will build up over time.

3) Stay at home

It’s fun to go to clubs, bars, restaurants and hang out with friends but doing all that will affect your savings. You will discover that it can also be fun to share a bottle of wine with friends at home. Staycations are becoming more and more popular with people who don’t want the stress of travelling to affect their holiday. Find some of the top tourist spots in your home town and visit them as a tourist in your own city. You might be surprised at what you find.

4) Use money-saving apps

To resist shopping on impulse, download money-saving apps that can help track your spending. Also get the apps that provide you with the best deals and lowest rates for the products you want to buy. There is always a deal to be had if you put the research in. If you repeat this enough over all your purchases, you will save a surprising amount that can go towards a holiday.

5) Say no to coffee breaks

The total amount you spend on coffee in a month or year could cover your vacation. Going on coffee breaks is fun but gradually, it eats up your money. Add the cash to your savings account and watch it expand. Other small, regular expenses like this will take a big chunk out of your disposable income. With a bit of creative belt-tightening, you might be surprised at how much money you can save for a holiday in the long-term.

If you don’t have the patience to save up for your dream vacation, you can always look into a holiday loan to help you on your way. Your dream vacation doesn’t have to remain a dream, make it come true with the tips listed here. With a bit of persistence and some creative savings, you can find a holiday deal that will give you the getaway of a lifetime.

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